Paying over 20% fee to buy Bitcoin at ATMs? Try buy from LOKO stores and you're never going back.
Find a StoreYou can now buy Bitcoin, Etherium, and Litecoin over the counter at any of our LOKO partner stores. Same checkout process as your everyday purchase.
Find a STORE
Find a nearby store, pay at the counter, receive your coin!
We work with corner store, gas station, nail salon, you name it! Over 200 stores and counting!
Simply ask for Bitcoin at the counter, make payment as if you're paying for groceries. Cash & Card!
The staff will scan your DeFi wallet, select the coin, and complete the transfer via our LOKO terminal.
You will be notified of an incoming transfer instantly. The coin will show up in your wallet within minutes.
Buy from real people at real stores. No sketchy kiosks—just a safe, familiar checkout.
Double-check every detail before you send. See your wallet address and amount, right on the terminal.
We never hold your Bitcoin. Funds go straight to your DeFi wallet—no middlemen, no risk.
Every transaction is protected by secure hardware and real-time risk checks. Your crypto stays safe.
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We made buying crypto as easy as buying groceries!

Loko is a fully licensed Money Services Business (MSB), registered with FinCEN.

We offer the lowest processing fee compared to any Bitcoin ATM.

To sweeten the deal, we will take 50% of your processing fee for your first purchase. Click here to claim your discount code now!
Get my codeBitcoin ATMs are expensive to make, to transport, and to maintain. This is why they charger high transaction fee to cover their costs—sometimes over 20%. LOKO terminals are portable, and handheld, and we use a direct exchange rate with transparent, low fees, so you get more Bitcoin for the same money.
Visit a nearby partner store. Tell the clerk you’d like to buy Bitcoin with LOKO. Pay with cash or card. They will Scan your wallet QR with the LOKO terminal. Your Bitcoin arrives in minutes—no account needed.
Yes. LOKO never holds your funds.Every purchase is non-custodial, meaning Bitcoin is sent directly to your wallet address—not to us, not to the store.Our terminals use bank-grade encryption and are tamper-resistant, verified for in-store security.
In most cases, within minutes. Once the store confirms your payment, the transaction is broadcast instantly to the blockchain. You’ll see it appear in your wallet as soon as network confirmations begin.
No account required. Just your wallet QR and a payment method. Any DeFi wallet that you can download from you app store will work!